• Understanding Earnest Money: What It Is and How to Protect It,Rick Cavallaro

    Understanding Earnest Money: What It Is and How to Protect It

    In real estate transactions, earnest money is a key part of the offer process—but many buyers and sellers don’t fully understand what it is, how it works, or what risks are involved. Whether you're buying or selling, understanding the role of earnest money is essential to protecting your interests

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  • The Smartest Tips First-Time Homebuyers Can’t Afford to Miss,Rick Cavallaro

    The Smartest Tips First-Time Homebuyers Can’t Afford to Miss

    Buying your first home is exciting—but it can also feel overwhelming. Between getting pre-approved, navigating listings, and understanding closing costs, there’s a lot to take in. If you're a first-time buyer, here’s some clear, honest advice to help you feel confident, prepared, and ready to take

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  • Is Home Insurance Required When You Buy a House?,Rick Cavallaro

    Is Home Insurance Required When You Buy a House?

    When you're buying a home, you're juggling a lot: offers, inspections, appraisals, closing costs—and insurance often gets added to the mix with little explanation. One of the most common questions I hear from buyers is: “Do I have to get homeowners insurance?” The short answer? It depends.Let

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